How Much Does Rehab Cost?

If you or a loved one is seeking treatment for a substance abuse disorder, the cost of treatment and rehabilitative programs may likely be a cause for concern and/or uncertainty. So, how much does rehab cost?

The answer to this question depends on an individual’s circumstances. Of course, our team here at The Discovery House completely understands how frustrating this can be; so we have put together this beneficial resource to better help you navigate your treatment and financing options.

Figuring Out Your Treatment Needs

When you call The Discovery House, a trained and caring addiction specialist will take you through a simple pre-assessment to determine which level of care is best for your needs.

This quick assessment, along with a few other factors, will determine how much your program will cost. From there, we will work with you to find the best payment option.

This page should answer most of your questions, but if not, you can always give our Admissions team a call at 818.452.1676. We’re here for you

Let’s get right to it. Rehab is not cheap. There are free programs for those who qualify, but most programs range anywhere from $100 per day to over $100,000 per month. Many variables determine how much a rehab program will cost, including:

Diving Into the Details of How Much Does Rehab Cost?

Inpatient Rehab

Inpatient rehabilitation programs require patients to be admitted into the treatment facility, so that they can be supervised and provided with professional care 24/7. The cost of these programs can vary depending on their length and quality of service.

For a standard 30-day program, the average inpatient rehab program will cost around $6,000. However, a more well-known facility may charge around $20,000. For residential treatment programs that last 60-90 days, the average cost can run from $12,000-$60,000, depending on the rehab center. 

Outpatient Rehab

Outpatient rehabilitation programs are often more affordable than inpatient programs, as they are designed to treat milder addictions or help maintain the results of a person’s inpatient experience. 

The price of these programs can also vary, depending on the rehab center, how often an individual visits the center, and the length of this outpatient care. On average, the cost of outpatient programs can range between $5,000 and $10,000 for a standard 3-month program.

Medical Detox

While most inpatient programs will include a medical detox as part of the total cost, they can be provided in outpatient treatment as well. These detoxes typically cost between $1,000 to $1,500.

The cost of a medical detox can increase depending on the type of addiction being treated. For example, individuals with a more severe addiction, or a dependency on a substance that can cause significant complications while recovering, may find themselves paying more due to the increased amount of supervision and medical care they will require. 

For example, drug rehab cost versus alcohol rehab cost will vary significantly, as each poses its health risks and complications both for an active addiction and during recovery. 

Medications

While not all individuals undergoing rehabilitation will need medication during their treatment, those who do will most likely have to pay an additional fee for them.

This can cost up to an additional several thousand dollars a year, depending on the substance being used, the severity of the addiction, and the intensity of the withdrawal symptoms. 

How to Pay for Rehab

There are several ways in which an individual may fund their rehabilitation, some of which include: 

• Getting Insurance.

• Taking Out Loans.

• Financial Assistance From Friends and Family. 

Getting Insurance to Pay for Rehab

If possible, obtaining insurance can greatly help manage the cost of rehab. It might be beneficial to try speaking with your employer, or looking into whether you qualify for the Patient Protection and Affordable Care Act (ACA) passed in 2010, which offers addiction treatment services to those enrolled. 

Some of the benefits offered by the Affordable Care Act health insurance plans include:

• Evaluation for addiction

• Brief addiction intervention

• Medication for addiction treatment

• Clinic visits

• Alcohol and drug testing

• Home-based health visits

• Family counseling services

• Medication to help prevent and manage cravings

• Assistance with inpatient services, such as medical detox programs.

Looking into getting private health insurance may also be beneficial, as these typically provide better coverage options that may extend to luxury rehab facilities, which can be a more private and convenient solution for some individuals. 

However, private insurance tends to have a more significant out-of-pocket expense, and may not be a viable option for individuals dealing with financial struggles. 

Taking Out Loans to Cover the Cost of Rehab

If you are unable to enroll in an insurance policy, there is always the option of taking out a personal loan or financing your addiction treatment. Two common options that fall under this category include paying for your rehabilitation services with a credit card or a bank loan.

Using a Credit Card for Rehab

When it comes to paying for rehab with a credit card, this option may be attractive for some individuals due to the payback terms of the card. Financing for your treatment in small, periodic amounts rather than a large sum all at once may be easier for some individuals.

Looking for a card with a low-interest rate is likely your best bet, as a high-interest rate may end up making the total cost of treatment far more expensive than originally anticipated. 

Furthermore, some credit card companies offer deferred interest rate healthcare credit cards that are specifically intended for covering medical expenses, including treatment for alcohol and drug abuse and mental health services.

Taking Out a Bank Loan for Rehab

Taking out a personal loan with your bank has the same general applications as that choosing to use a credit card. 

It is best to choose a loan that has the lowest interest rate, making payments on the loan more manageable and reducing your out-of-pocket cost, as well as the stress that can come with these financial obligations. 

Financial Assistance From Friends and Family for Rehab

For individuals who are truly struggling to secure the necessary funds for their addiction treatment, asking for financial support from family and friends might be an option worth considering. It may even help to suggest they pay the facility directly, to avoid any uncertainty about where their money is going. 

Using a Crowdfunding website such as GoFundMe to fundraise for your substance abuse treatment is also an option for individuals who do not have an external support system. 

How Much Does Rehab Cost: Subsidized Drug and Alcohol Treatment

Some individuals may qualify for federally funded, state-run substance use treatment programs. American addiction centers that fall under this category are typically dedicated to providing public assistance, offering rehabilitative services to those who otherwise would not be able to afford it. 

Government-funded programs usually vary by state, and the SAMHSA Directory of Single State Agencies for Substance Abuse Services can help you find treatment programs near you.

Substance Abuse and Mental Health Services Administration Block Grant

The Substance Abuse and Mental Health Services Administration (SAMHSA), a branch of the U.S. Department of Health and Human Services, is one example of a government-funded program dedicated to helping certain individuals receiving addiction treatment. 

The Substance Abuse Prevention and Treatment Block Grant (SABG) is a grant that offers specific members of the population afford drug and alcohol rehab, including pregnant or postpartum women, or intravenous drug users. 

Insurance Coverage for Drug or Alcohol Rehab

One of the biggest questions concerning rehab is whether or not insurance will cover substance abuse treatment. This is an important question, but one that, unfortunately, can vary in its answer. But that’s why we created this FAQ page to help answer some of the most common questions about insurance and substance abuse coverage. 

Does My Insurance Cover Rehab?

Most insurance providers will cover at least a portion of your drug and alcohol rehab costs. For those seeking addiction treatment, the best way to find out if you are covered is to first figure out what treatment options work best for you. 

Once you have found the best rehabilitative option and treatment provider, the next step you should take is directly reaching out to your insurance provider and asking how much coverage you will be able to receive on your substance use disorder treatment. 

There are also free rehab options available for those who qualify.

The Salvation Army has been helping people recover from addiction for decades. It’s mostly free and to qualify, you must demonstrate financial need.

Government-funded programs usually vary by state, and the SAMHSA Directory of Single State Agencies for Substance Abuse Services can help you find treatment programs near you.

When the subject of money comes up, it can create a lot of extra stress at an inopportune time. The most important thing to remember is to choose a treatment program based on whether it’s a good fit for you instead of on the cost. This might be difficult, but money spent on a treatment program that isn’t right for you is just more money wasted.

Insurance Coverage for Drug or Alcohol Rehab

The Discovery House accepts most PPO insurances, but the type of coverage that is provided by companies varies. Some will only cover providers that are a part of their network while others may not include addiction detox or may just pay for a certain length of residential addiction treatment stay at a drug treatment center. Certain providers reimburse members instead of providers and require more work on the part of the resident to receive the benefits.

Call us today at 818.452.1676 to learn about what treatment program is the best fit for your needs and if your insurance will cover rehab.

Dealing with drug and alcohol abuse is a struggle, and if you don’t have insurance that covers the drug or alcohol addiction treatment, you may have to make arrangements to pay with your hard-earned savings. While this is not a feasible option for many, there is another way to get the addiction help that you or your loved one desperately needs. American HealthCare Lending is the premier financing company in the behavioral health industry. With over $5 Billion funded and over 300,000 loan inquiries serviced by their lenders, this is a name and a program you can trust.

If you don’t have a PPO insurance policy and would like to explore your lending options for drug abuse treatment at The Discovery House, call one of their addiction specialists today at 818.452.1676.